Our Services

Office - People looking at a tablet
 

 

Investment Planning

Investment planning is the core element of financial planning. A proper investment plan is key to achieving a successful financial future.

Our offers consist of:

  • Review of Portfolio
  • Withdrawal Strategies
  • Stock Concentration
  • Asset Allocation
  • Time Horizon Planning
  • Account Aggregation
  • Monitoring of Outside Accounts
  • Investment Policy Statement 

Insurance Planning

Ensure that you have considered the insurance benefits you may need. Insurance planning provides protection from financial loss.

Our offers consist of:

  • Liability Coverage
  • Medicare Advice
  • Health Insurance Review
  • Disability Insurance Analysis
  • Long-Term Care Insurance Analysis
  • Review of Existing Policies
  • Life Insurance Needs Analysis
  • Homeowner’s or Renter’s Insurance Review
  • Health Savings Account

Retirement Planning

Retirement planning is the primary focus of most financial plans. Whether retirement is near or far, our team can help prepare for that major life milestone. 

Our offers consist of:

  • Retirement Goal Setting
  • Cash Flow Analysis
  • Social Security Analysis
  • RMDs and Withdrawal Strategies
  • IRA and Roth Contributions
  • Annuities and Pensions
  • Bucket List Items
  • Self-Employed Plans
  • Review of Employer-Sponsored Plans

Estate Planning

Estate planning is the process of creating a master plan for managing wealth during disability or after death. 

Our offers consist of:

  • Wills
  • Power of Attorney
  • Living Will
  • Health Care Proxy
  • Trusts
  • Irrevocable Life Insurance Trusts
  • Estate Taxes
  • Guardians for Minor Children
  • Charities

Cash Flow and Budgeting

Maintaining a cash flow budget will help you have more success in your overall financial status.

Our offers consist of:

  • Debt Management
  • Review of Income Sources
  • Setting Goals
  • Expenses and Budgeting
  • Emergency Funding
  • Mortgage Review 
  • Review of One-Time Expenses
  • Planned Large Expenses 
  • Dollar-Cost Averaging
  • Lines of Credit

Family Assistance

Assistance to loved ones is greatly recommended. We can assist you in finding plans that financially support and aid family members and/or friends of your choosing.

Our services consist of:

  • 529 College Savings Plan
  • College Planning
  • Divorce
  • Caring for Elderly
  • Roth IRA's for Children
  • UGMA/UTMA
  • Establishing Trusts
  • Gifting

Tax Planning

Tax planning is a huge component of financial success. Our portfolios and financial plans are designed to assist with any tax burdens.

Our offers consist of:

  • Tax Return Review
  • Review of Cost Basis
  • Deductions and Credits
  • Health Savings and Flexible Spending Accounts
  • Tax Sensitive Investing
  • Tax Loss Harvesting
  • Review Realized Gains
  • Carry Forward Losses
  • Potential Roth Conversions